Effective Date: August 29, 2025

At John Ford Credit Management (Pvt) Ltd (“we,” “our,” or “us”), we are committed to protecting your privacy and ensuring that your personal information is handled in a safe and responsible manner. This Privacy Policy outlines how we collect, use, disclose, and safeguard your information when you visit our website https://jfcmlk.com and engage with our services.

1. Information We Collect

We may collect the following types of information:

• Personal Information: Name, contact details (email address, phone number), and other information you provide when contacting us or using our services.

• Technical Information: IP address, browser type, device information, and usage data collected through cookies and similar technologies to enhance your user experience.

2. How We Use Your Information

We use the information we collect for the following purposes:

• To provide and manage our debt recovery and corporate investigation services.

• To communicate with you regarding your inquiries, services, and updates.

• To improve our website and services based on user feedback and usage patterns.

• To comply with legal obligations and protect our legal rights.

3. Sharing Your Information

We do not sell, rent, or trade your personal information. However, we may share your information with:

• Service Providers: Third-party vendors who assist us in operating our website and delivering services, subject to confidentiality agreements.

• Legal Authorities: As required by law or to protect our rights, we may disclose your information to government agencies or legal entities.

4. Data Security

We implement reasonable security measures to protect your personal information from unauthorized access, use, or disclosure. However, no data transmission over the internet can be guaranteed 100% secure, and we cannot ensure the security of information you transmit to us.

5. Your Rights

Depending on your jurisdiction, you may have the right to:

• Access the personal information we hold about you.

• Request corrections to any inaccuracies in your information.

• Request the deletion of your personal information, subject to certain conditions.

To exercise these rights, please contact us at info@jfcmlk.com.

6. Cookies and Tracking Technologies

Our website may use cookies and similar technologies to enhance user experience, analyze site usage, and personalize content. You can control cookie settings through your browser; however, disabling cookies may affect the functionality of our website.

7. Changes to This Privacy Policy

We reserve the right to update this Privacy Policy periodically. Any changes will be posted on this page with an updated effective date. We encourage you to review this policy regularly to stay informed about how we are protecting your information.

8. Contact Us

If you have any questions or concerns about this Privacy Policy or our data practices, please contact us:

• Email: info@jfcmlk.com
• Phone: (+94) 117 455 475
• Website: https://jfcmlk.com

By using our website and services, you consent to the terms outlined in this Privacy Policy.